FAFSA School Code: 001146

Loans

Federal student loans are available to most students regardless of income and provide a range of benefits and repayment options, which private educational loans are not required to provide. Student loans are a borrowed source of money that must be eventually paid back, unless discharged through a federal loan forgiveness program.  

Federal Direct Loan Programs

CSU, Chico is part of the Federal Direct Student Loan Program, also known as the William D. Ford Direct Loan Program. In this loan program, long-term, low-interest loans, called Stafford loans, are borrowed directly from the U.S. Department of Education, with the loan proceeds delivered through CSU, Chico. You can find out more information on Direct Loans at www.studentloans.gov.

Federal Perkins Loan

The Federal Perkins Loan is a low interest loan for students with exceptional need. Funding is extremely limited.

Federal Parent Loans

Direct PLUS loans are available to your parents if you are a dependent, undergraduate student enrolled at least half time (six units or more). Your parent may borrow an amount up to the cost of attendance minus any other aid you are receiving.

Graduate PLUS Loans

Direct PLUS Loans are available to graduate students (master’s level), enrolled at least half time (four units or more), who have reached their annual limit in Stafford Direct Loans, and have unmet need.

Alternative (or Private) Educational Loans

If additional funding is needed due to educational expenses that cannot be met by federal student loan programs and family resources, or to loss of eligibility for aid programs, alternative/private educational loans may be an option.

Short-term Loans

The Short-Term Loan Program provides short-term financial assistance of up to $500 to CSU, Chico students for expenses related to their University attendance.  Short-term loans must be repaid within 90 days.

Other Loan Information:

Also see Loan Term and Financial Management Information

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