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Part-time, Seasonal and Temporary (PST) Employees Retirement Program

The PST Employees Retirement Program is a mandatory retirement savings program authorized by federal law (OBRA) for employees who are not covered by a retirement system (CalPERS). Savings Plus, part of the California Department of Human Resources, administers the PST program for California State employees and California State University employees.

Membership Eligibility

Positions that mandate PST membership are:

  • Part-time employees who work less than half-time
  • Seasonal employees
  • Temporary and Permanent-Intermittent employees, who work less than six months or 125 days if employed on a daily basis or less than 1,000 hours in a fiscal year (July 1 – June 30) if employed on an hourly basis
  • Half-time CSU employees who have less than one academic year of credited service

Important Information

  • If eligibility is met, membership is mandatory.
  • 7.5% of your pre-tax wages is withheld on a before-tax basis.
  • Savings Plus deposits your contribution into a Short Term Investment Fund (STIF). The fund’s objective is to preserve capital.
  • PST accounts do not receive employer contributions or matching funds. Your account balance consists of your contributions and earnings.
  • Upon enrollment, you are full vested. Which means you are entitled to 100% of your account when you separate from service.
  • If your employment status changes and you become eligible for CalPERS membership, the 7.5% PST deduction will stop. You will see a deduction for CalPERS retirement with an employer contribution on your pay stub.
  • When you separate from State service you can close your account and withdraw your full account balance after your last transaction.
  • Information regarding your account with Savings Plus can be found at www.savingsplusnow.com or by contacting them directly at 855-616-4776.

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