Tax Sheltered Annuities
The Tax Sheltered Annuity (TSA) Program is a voluntary program that allows eligible CSU employees to save toward retirement by investing pre-tax contributions in tax-deferred investments in either annuities or mutual funds, under Internal Revenue Code (IRC) Section 403(b). TSA contributions are made solely by the employee through payroll deductions, prior to federal and state taxes being calculated. TSA enrollments and changes are managed by employees via Retirement Manager. Once you enroll through Retirement Manager, you will need to set up an account with each fund sponsor to elect how that fund sponsor invests your contributions. Employees can establish those accounts by accessing the specific websites provided in the links below.
TSA Programs
- CSU Benefits Portal
- 403(b) Program Information - "Saving Made Easy" brochure
- Enroll in Retirement Manager
- 403(b) Plan Approved Fund Sponsors:
- 457 & 401(k) - Savings Plus Program (PDF)
- 2009 Internal Revenue Code (IRC) Limits and Comparison Chart (Word)