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CSU Tax Sheltered Annuity (TSA) Program

CSU TSA Notice

California State University (CSU) provides eligible state employees with the opportunity to save for your retirement through the California State University 403(b) Tax Sheltered Annuity (TSA) Program.  The minimum contribution is $15 per month, which makes it easy to start investing in your future now.

Review the Saving Made Easy brochure and the CSU’s TSA program notice (12/2012) for more information.

Setting aside a portion of your salary now will help you secure your retirement in the future. With a minimal investment of just 50 cents a day, you can take advantage of “compounding,” which means your money generates earnings as your funds are re-invested over a period of time. Or, if able, you can invest up to the IRS limit, which is set on an annual basis.  Plus, there are additional opportunities to invest beyond the limit if you are age 50 or older, and/or have worked for the CSU for 15 years or more and missed opportunities to invest earlier in your CSU career.

Valic Retirement Systems Company (VRSCO), the master administrator for the CSU’s TSA program, provides a central database called Retirement Manager that allows employees to enroll and manage their monthly contributions. You can access Retirement Manager by going to:  Please take a moment to review plan information within Retirement Manager, as well as on the individual fund sponsor websites before enrolling.

So if you are not currently participating in the CSU TSA Program, now is a good time to enroll.  Apprehensive?  Start with as little as $15 per month and opt to increase it in the future.  Already taken those steps and enrolled in the CSU TSA Program? Then today is an opportunity for you to re-evaluate your monthly contribution amount(s).  TSA links are available on the Benefits retirement web page, Supplemental Savings Plans section.

This information is provided by the Human Resources Service Center – Benefits unit,, (530) 898-5436.