Q: How do I obtain the necessary insurance
certificates and endorsements?
A: Talk to your
insurance agent or broker. To make it really easy provide
them with a copy of the CSU Requirements for Caterers and Food Service Providers (pdf) (Word).
Q: What if my insurance agent/broker has
questions? Can I have them call Risk Management directly?
A: Yes, by all means! We are happy
to talk to your agent/broker and provide any additional information
they may need. Our number is (530) 898-6588.
Q: Can my agent include the additional insured
information on the certificate of insurance rather than attaching
a separate form?
A: No, the certificate
is for information purposes only and does not constitute a legal
endorsement of additional insured.
Q: What about when my insurance expires:
A: If your agent/broker
has not forwarded a renewed certificate of insurance automatically,
they will be sent a reminder notice.
Q: I don't have employees. Do I need
Workers' Compensation insurance coverage?
A: No, not if you are the sole
practitioner and don't have employees.
Q: I don't have employees of my own but I
will be using employees from a temporary agency. Do they
need Workers' Compensation insurance coverage?
A: Yes, they will
need coverage but in most cases the temporary agency provides
Workers' Compensation insurance coverage.
Q: Does Risk Management need a copy of the
temporary agency's Workers' Compensation insurance coverage?
A: Yes
Q: I will not be driving on grounds of CSU,
Chico. Will I need automotive insurance coverage?
A: No, if you
are not driving on CSU, Chico property.
Q: I use a rental car to cater events and
purchase automobile insurance coverage through the car rental
agency. Will this suffice?
A: Yes, but we
will need proof of coverage with adequate limits.
Q: Does the University provide insurance for students that have been placed with outside agencies for various types of student placements (i.e. internships, student teaching, service learning . . . )
A: There are insurance programs in place to cover students in a variety of placements provided a written agreement is in place. Please contact our office for additional details.
Q: Where should my information be sent?
A: You can mail
your documentation to:
Director of Risk Management
California State University, Chico
Kendall Hall, Room 107
Chico, CA 95929-0130
Or send via facsimile to 530 898-4513. IMPORTANT!
The fax is only a place holder, you must provide
original documentation to Risk Management!
