Human Resources Service Center

Employer-Paid Life, AD&D & Disability Insurance

The Standard - Life Insurance, Accidental Death & Dismemberment (AD&D) Insurance, and Long-Term Disability (LTD)

The Standard provides CSU employer-paid life, accidental death and dismemberment (AD&D) insurance, and long-term disability to benefits-eligible employee groups per their Collective Bargaining Agreement (CBA). The Standard also offers voluntary plans to eligible employees as an added way of protecting your income.

Basic Life Insurance and AD&D

Eligible Employees and Coverage Levels by Bargaining Units
Employee CategoryBasic Life
Insurance Amt
of Coverage
AD&D
Amt of
Coverage  
Management (MPP or M80)$100,000$100,000
Confidential (C99)$50,000$50,000
Faculty (R03)$50,000$50,000
Teaching Associates Only (R11)$50,000$0
Academic Professional (R04)$25,000$25,000
Public Safety (R08)$10,000$10,000
CSUEU (R02, R05, R07, R09)$10,000$10,000
Physicians (R01)$25,000$25,000
  • This benefit is provided to eligible employees at no cost.
  • Eligible employees are automatically enrolled. Coverage begins the first day of the calendar month following the date of hire..
  • If there is a discrepancy between this information and the official plan documents and contracts, the official documents will always govern
  • For more information, visit The Standard website(opens in new window) or call 800-378-5745.

Long-Term Disability

Eligible Employees

  • Management (MPP or M80)
  • Faculty (R03)
  • Academic Professionals (R04)
  • Physicians (R01)

Coverage Levels

  • After 180 days of disability for a covered injury or illness, the plan pays 66 2/3% of your monthly salary (up to a max benefit of $10,000 per month).
  • If there is a discrepancy between this information and the official plan documents and contracts, the official documents will always govern.
  • For more information, visit The Standard website(opens in new window) or call 800-378-5745.