Human Resources Service Center

Annual Open Enrollment

Thrive and Shine A Roadmap to Your CSU Benefits

September 19 - October 14 2022 by 12 noon

Open Enrollment is your once-a-year opportunity to evaluate and make necessary changes to your benefit programs. It is an opportune time to view health costs and plan changes and decide what best fits your needs.

Benefits Open Enrollment forms can only be accepted between Monday, September 19 through Friday, October 14, 2022 by noon.

Important Reminders

The Health Care Reimbursement Account (HCRA) and Dependent Care Reimbursement Account (DCRA) require re-enrollment every year during Open Enrollment to continue participation. Click on How to Enroll or Make Changes below.

If you would like to start or stop participating with the MetLife Legal program, you will need to contact Metlife directly at 800-438-6388 during Open Enrollment.

The Standard - Critical Illness and Accident Insurance: Employees can only enroll or increase coverage in Critical Illness and Accident Insurance at hire or during Open Enrollment. Cancellations and reduction in coverage can be done at any time.

VSP Vision: Enrollment and cancellation for the VSP Premier Plan may only be done during open enrollment after the completion of 12 months of enrollment.

Open Enrollment Resource for Spanish Speaking Employees - Recurso para empleados the habla hispana acerca de Inscripción abierta.
La Unidad de Beneficios se complace en anunciar que ahora tenemos un recurso disponible para ayudar a los empleados de habla hispana con la Inscripción Abierta 2023. Comuníquese con benefits@csuchico.edu para obtener más información y/o programar una cita para revisar los cambios de los planes para el 2023 y completar los formularions para Inscripción Abierta, y lo conectaremos con un miembro de habla hispana de la comunidad del campus para obtener ayuda.

Open Enrollment Process - Let's Get Started!

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  • What Am I Currently Enrolled In?

    You can check your current enrollment for medical and dental plans by signing into your CSU portal(opens in new window). Next go to “Benefits Information” and click on “View Benefits Summary.” Then under “Plan Description” you can see what medical and/or dental plan you’re enrolled in.

    Questions about voluntary benefits? Please contact the Benefits Office at 530-898-5436 or benefits@csuchico.edu.

  • How Do I Enroll and/or Make Changes?

    Medical and/or Dental

    If you’d like to enroll or make changes to your medical and/or dental plans, please complete a Benefits Enrollment/Change Form (PDF).

    You can submit this form during Open Enrollment, either via email to benefits@csuchico.edu. Or you can drop it off at the Benefits Office located in Kendall Hall, Room 213, Monday – Friday from 8:00 am to 5:00 pm.

    If submitting electronically, please do not submit any documents with Social Security numbers on them, as e-mail is not secure.

    If you’re making a plan change only, there is no need to submit marriage/birth certificates with the Benefits Enrollment/Change Form, as we already have these documents on file. Please be sure to list everyone on your plan in Section F to make sure no one is excluded from the plan.

    If you’re enrolling for the first time or adding a new dependent, please see the required documentation listed on the Benefits Enrollment/Change Form.

    Premier Vision Plan (VSP)

    Benefit eligible employees are automatically enrolled in the CSU paid VSP Basic Family Plan.

    For an additional cost you have the option to enroll in the VSP Premier Plan(opens in new window). This enrollment process needs to be done directly with VSP during Open Enrollment. (Note, if you have dependents on your plan, to keep their vision benefits, you’ll need to enroll all of your family members in the Premier Plan otherwise they’ll lose their vision benefits). See VSP Vision Coverage brochure (PDF) for comparison of Basic and Premier plans.

    Health Care Reimbursement Account (HCRA) and Dependent Care Reimbursement Account (DCRA)

    To start or continue participation with HCRA/DCRA, please complete the 2023 Health and Dependent Care Reimbursement Account Form (PDF). You can either email the completed form during Open Enrollment to benefits@csuchico.edu or you can drop it off at the Benefits Office in Kendall Hall, Room 213.

    If submitting electronically, please do not submit any documents with Social Security numbers on them, as e-mail is not secure.

    2023 HCRA & DCRA BROCHURE LINKS

    MetLife Legal Planning

    Enrollment Process (enrolling and canceling MetLife Legal must be done during Open Enrollment)

    1. To enroll, call 800-438-6388
    2. For more information, visit the MetLife website(opens in new window)

    The Standard Critical Illness & Accident Insurance

    To apply for Critical Illness or Accident Insurance coverage, simply use one of the options below.

    1. Enroll online at The Standard(opens in new window)
    2. Complete the Enrollment Form (PDF) and The California State University Payroll Deduction Authorization (PDF) form and return to The Standard at the following address:
       
      CSU Benefits Team
      Standard Insurance Company
      900 SW Fifth Avenue
      Portland, OR 97204

    For more information, visit The Standard’s Group Accident and Critical Illness Insurance website(opens in new window) or call at 800-378-5745.

  • 2023 Insurance Premiums HMO and PPO Plans

    Below are the new 2023 medical premiums

    Health Plan Rates for 2023
    Blue Shield Access + HMOPERS PlatinumPERS Gold
    Employee monthly share of premiumAll
    (except R06)
    R06All
    (except R06)
    R06All
    (except R06)
    R06
    Employee Only$0$0$200.89$195.89$0$0
    Employee + 1$0$0$468.78$458.78$0$0
    Employee + 2 or more$66.79$46.79$694.44$674.11$0$0
  • Blue Shield Access+ HMO

    If you’re currently enrolled in Blue Shield Access+ HMO, here are some of the 2023 changes that could affect you.

    Blue Shield Access+ HMO Current and 2023 Rate Comparison
    2022 Blue Shield Access+ HMO Premiums2023 Blue Shield Access+ HMO Premiums
    Employee monthly share of premiumAll
    (except R06)
    R06All
    (except R06)
    R06
    Employee Only$84.22$79.22$0$0
    Employee + 1$252.44$242.44$0$0
    Employee + 2 or more$357.57$337.57$66.79$46.79

    For these and other changes, please see the 2023 Blue Shield Access+ Summary of Benefits (PDF) and the 2023 Evidence of Coverage Blue Shield Access+ HMO (PDF).

    If you’re planning on switching insurance plans, we suggest contacting your health care providers prior to making any changes, to confirm they’re contracted with the new insurance plan you’re considering.

    Note: Blue Shield Access+ HMO is a California Only Plan. If you (or your covered dependents) reside or obtain services outside of California, only emergency services are covered.

  • PERS Platinum PPO

    PERS Platinum members and their dependents will be assigned a Primary Care Physician (PCP). You will be free to choose a different PCP and it would not change the ability to see a specialist anytime. The assignment of a PCP (e.g., a general practitioner, family practitioner, internist, or pediatrician) will be based on factors such as location, age, and primary language. A PCP will only be assigned to new members and current members who have not selected a PCP.

    2022 and 2023 Premium Rate Comparison
    2022 PERS Platinum Premiums2023 PERS Platinum Premiums
    Employee monthly share of premiumAll
    (except R06)
    R06All
    (except R06)
    R06
    Employee Only$130.78$125.78$200.89$195.89
    Employee + 1$345.56$335.56$468.78$458.78
    Employee + 2 or more$478.63$458.63$694.11$674.11

    PERS Platinum PPO will continue to cover 90% of the allowed charges after members meet the $500 calendar year deductible. For these and other changes, please review the 2023 PERS Platinum Summary of Benefits (PDF) and the 2023 PERS Platinum Evidence of Coverage (PDF).

    If you’re planning on switching insurance plans, we suggest contacting your health care providers prior to making any changes, to confirm they’re contracted with the new insurance plan you’re considering.

  • PERS Gold PPO

    PERS Gold members and their dependents will be assigned a Primary Care Physician (PCP). You will be free to choose a different PCP and it would not change the ability to see a specialist anytime. The assignment of a PCP (e.g., a general practitioner, family practitioner, internist, or pediatrician) will be based on factors such as location, age, and primary language. A PCP will only be assigned to new members and current members who have not selected a PCP.

    2022 and 2023 Gold Rate Comparison
    2022 PERS Gold Premiums2023 PERS Gold Premiums
    Employee monthly share of premiumAll
    (except R06)
    R06All
    (except R06)
    R06
    Employee Only$0$0$0$0
    Employee + 1$0$0$0$0
    Employee + 2 or more$0$0$0$0
    PERS Gold Calendar Year Deductible:
    • Individual: $1,000
    • Family: $2,000

    You will receive up to $500 in credits toward your Calendar Year Deductible if you complete the following activities:

    • Biometric Screening: $100 Deductible Credit
    • Flu Shot: $100 Deductible Credit
    • Non-Smoking Certification: $100 Deductible Credit
    • Second Opinion: $100 Deductible Credit
    • Condition Care Certification: $100 Deductible Credit

    If you qualify for all five credits, your 2023 deductible is reduced to: $500 for an individual (instead of $1,000). $1,000 for a family (instead of $2,000).

    (All preventive care screenings will count towards the biometric screening credit. Any flu shot within the past 18 months will be credited in the calendar year. Non-Smoking credit will be given unless you are identified as a smoker. Second opinion will be credited unless you have surgery without a second opinion. Condition Care will be credited, unless you are contacted by a nurse and decline to participate in Anthem’s clinical management program).

    For these and other plan changes, see the 2023 PERS Gold Summary of Benefits (PDF) and 2023 PERS Gold Evidence of Coverage (PDF).

    If you’re planning on switching insurance plans, we suggest contacting your health care providers prior to making any changes, to confirm they’re contracted with the new insurance plan you’re considering.

    Note: PERS Gold is considered a California Only plan, however there is a resource to access out of state services.  Employees that are enrolled in PERS Gold PPO and reside in the State of California they are eligible to use the BlueCard Program available through the national Blue Cross and Blue Shield Association.  The BlueCard Program allows PERS Gold Members who are traveling or temporarily outside California (i.e. college student) and require medical care or treatment to use local Blue Cross and/or Blue Shield Plan participating providers throughout the United States at any time.

    To locate a Blue Cross and/or Blue Shield Plan participating provider, they may:

    - Call the toll-free BlueCard Provider Access number at 1-800-810-BLUE (1-800-810-2583).
    - Ask your Physician or provider if he or she participates in the local Blue Cross and/or Blue Shield Plan.
    - Access the Blue National Doctor and Hospital Finder using the Find a Doctor or Hospital link on the Blue Cross and Blue Shield Association website at www.bcbs.com(opens in new window).
    - Request a Preferred Provider directory by calling 1-877-PERS-PPO (1-877-737-7776).

  • Are There Other Medical Plans Available?

    Please see CalPERS(opens in new window) for a complete listing of all CalPERS medical plans.

    Note: Some of these plans require you live in an eligible region to enroll. Plans listed on the CalPERS website may have a limited number of in-network providers and facilities in our area. Please contact the Benefits Office if you have any additional questions.

  • What's New for 2023?

    Preferred Provider Organization (PPO)

    Preferred Provider Organization (PPO) Platinum and Gold members and their dependents will be assigned a Primary Care Physician (PCP) – for example, a general practitioner, family practitioner, internist, or pediatrician – based on factors such as location, age, and primary language. Members are free to choose a different PCP, and it does not change your ability to see a specialist at any time without a referral. PPO members with an existing PCP assignment will keep their current PCP.

    Health Benefit Design Change

    New benefit providing medically necessary and clinically appropriate hearing aids in both ears at 100% coverage every 36 months.

    Health Plan Expansions and Changes

    • Blue Shield Trio is expanding its service area to include Butte, Kern, Kings, Monterey, Riverside, San Bernardino, and Tulare counties.

    Vision Service Plan (VSP) New Plan Enhancements

    • Vision benefits now include VSP LightCare™, which allows you to use your frame and lens benefit to get non-prescription eyewear from your VSP® network doctor. Simply choose either prescription eyewear coverage, or use your frame and lens allowance toward ready-to-wear non-prescription sunglasses or non-prescription blue light filtering glasses.
    • Premier participants will also see a small rate decrease in 2023.

    Dependent Care Reimbursement Account (DCRA)

    Employees in the plan may now take advantage of the new Recurring Direct Pay Program. This program allows you to pay your child care provider directly from your pretax DCRA account.

    For specific questions or to schedule an appointment (either in person or via zoom) with a Benefits Analyst, please email benefits@csuchico.edu or call the campus Benefits Office at 530-898-5436.

  • Information Sessions and Virtual Benefits Fair

    Chico State Open Enrollment Information Sessions*:

    In these zoom sessions your benefits team will walk you through changes for 2023 and answer any questions you may have. 

    Click here to register and select session(opens in new window)

    • September 22, 2022 (Thur), 10 AM – 11 AM
    • September 26, 2022 (Mon), 3 PM – 4 PM
    • September 29, 2022 (Thur), 12:30 PM-1:30 PM
    • October 4, 2022 (Tues), 11:30 AM – 12:30 PM
    • October 7, 2022 (Fri), 9:30 AM-10:30 AM

    *All employees that attend an Open Enrollment Information Session will have their name entered in a drawing for a pair of Dragon sunglasses, sponsored by VSP Vision Care. Winner will be announced and contacted on Monday, October 17th, 2022.

    If you are unable to attend one of the live Open Enrollment Information Sessions above, you may now view a recorded session. Click here for recording(opens in new window)

  • Additional Information

Questions?

Please review the Open Enrollment FAQ

For specific questions or to schedule an appointment (either in person or via zoom) with a Benefits Analyst, please email benefits@csuchico.edu or call the campus Benefits Office at 530-898-5436.