For Public Works Construction Contracts
The insurance requirements for public works construction contracts shall be as specified in the general conditions for capital outlay projects and are summarized as follows:
- General Liability: comprehensive or commercial form minimum limits each Occurrence $2,000,000, General Aggregate $4,000,000.
- Employer Liability: $1,000,000
- Business Automobile Liability: minimum limits for Owned, Scheduled, Non-Owned, or Hired Automobiles with a combined single limit of not less than $1,000,000 per occurrence.
- Workers' Compensation: as required under California law.
- Course of construction insurance: as specified in the Contract General Conditions maintained by Capital Planning, Design and Construction.
- Hold Harmless Provision: as specified in the Contract General Conditions maintained by Capital Planning, Design and Construction.
Exceptions: deviations from the amounts listed above shall be identified in a supplementary general conditions document prepared by the campus and included in the bid documents.
Evidence of Adequate Coverage - Insurance Requirements
Evidence of adequate insurance coverage is required by furnishing to the University a certificate of insurance that includes an additional insured endorsement and each insurer shall have an A.M. Best (or equivalent) rating of at least A:VII unless otherwise agreed to by the University.
An additional insured endorsement must accompany each certificate (workers' compensation excepted). Standard insurance form #CG 20 10 10 01 is accepted - Endorsement is to be on a separate page and the wording on the endorsement is to be exactly as follows:
- The State of California; the Trustees of The California State University; California State University, Chico; Chico State Enterprises; and the officers, employees, volunteers and agents of each of them are included as additional insureds.
- Coverage shall not be cancelled, modified, or reduced without thirty (30) days advance written notice to the University, delivered by certified mail, return receipt requested.