Department of Economics

Matt Ball

  • Graduated: 2003
  • Field: Banking

Matt Ball, who graduated in 2003 with a BA in Economics, is the Capital Planning and Stress Testing Manager for Golden 1 Credit Union in Sacramento.  He earned an MBA from Sacramento State in 2014. In 2016 Golden 1 hired Matt to develop a capital planning program and perform Dodd-Frank stress testing to ensure that the institution is sufficiently capitalized to withstand future economic recessions. Matt leads a team that conducts forward-looking analysis and utilizes various econometric models. 

Prior to accepting the position with Golden 1, Matt spent over ten years working for Umpqua Bank, focusing primarily in credit risk reporting and analytics and also stress testing. Matt began his career at Umpqua Bank as a financial analyst in the credit administration department and eventually transitioned into capital stress testing.  Umpqua Bank promoted Matt to Vice President, Senior Stress Testing Analyst in 2015. 

“Studying economics at Chico State provided me with an excellent springboard as I dove into my career. Having a strong analytical skill set and a proven ability to perform economic and regional research were significant selling points for me when I entered the professional workforce. The practical economic research skills and foundational understanding of econometrics and economic forecasting that I gained while taking courses at Chico State are applicable to the projects that my team and I work on every day.”  (Last Updated 11/30/17)

Portrait of Matt Ball